In order to provide insurance products and services that respond to our customers' diverse needs, the McLaughlin Insurance Agency collects certain personal information. We, at the McLaughlin Insurance Agency, have always placed a high priority on protecting this personal information that you provide us. Whether you are an existing customer or considering a relationship with us, we recognize that you have an interest in how we collect, use and share information about you. McLaughlin Insurance collects and uses personal private information for legitimate business purposes and our goal is to continue to protect your right to privacy, even beyond the laws and regulations that provide protection.

We do not disclose any non-public personal information about our policyholders or claimants to any third parties except as is permitted by law. Any such disclosures are made for the purpose of transacting the business of your insurance coverage or your claim. We do not sell or market your non-public personal information.

Information We Collect
Collecting private personal information from you is essential in being a "uniquely outstanding service organization." Most of your non-public personal information is provided directly by you on your application for insurance. Depending on the type of insurance policy you request, we may seek additional information about you or other individuals who are being proposed for coverage under the policy. In certain circumstances, we may collect information about you from third parties. For example, for automobile insurance we may seek driver information from the state motor vehicle departments; for property insurance we may send someone to inspect the property. We may review prior insurance claims information. We may obtain medical or financial information. We may also receive information about you from a consumer reporting agency. The information we collect allows us to properly underwrite and rate your policy of insurance and to complete the other transactions incidental to your insurance policy.

Information We Disclose:
We use the non-public personal information we collect to help us provide the products and services you have requested and to maintain and service your account. Once we obtain non-public personal information from you, we do not disclose it to any third party except as permitted or required by law. In some cases this information can be disclosed to third parties without your authorization. These disclosures may include those made to your insurance carrier, appraisers and independent adjusters who investigate, defend or settle your claims, insurance regulators, and/or your mortgage lender or lienholder. There also may be times when we are required to disclose non-public personal information such as when complying with federal, state or local laws, when responding to a subpoena, or when complying with an inquiry by a governmental agency or regulator.

How We Protect Your Personal Information
We restrict access to your personal information to those employees who need it to provide the insurance products and services you have requested. We maintain electronic and procedural safeguards to ensure the confidentiality of your information. These safeguards comply with state and federal laws designed to guard your non-public personal information. Our employees are educated on the importance of maintaining the standards we have in place. McLaughlin Insurance follows this personal information privacy policy even when a customer relationship no longer exists.

Additional Information
You have the right to review certain items of information we have collected about you, and the right to request corrections of that information if it is inaccurate. Write to us if you have questions about the information. Provide your complete name, address, type of policy and policy number that was issued or applied for with us. If you have additional questions about the privacy of your personal information or about your insurance needs in general, please contact us at: Privacy Administrator, McLaughlin Insurance Agency, 828 Lynn Fells Parkway, Melrose, MA 02176. (781) 665 – 2775.